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Credit Analyst - 317 Credit Delivery

Firstrust Bank
United States, Pennsylvania, Conshohocken
15 East Ridge Pike (Show on map)
Jul 23, 2026
FIRSTRUST BANKRecognizes the leader in you
As one of the region's foremost community banking institutions, we take pride in fostering leadership.
As a Firstrust employee, your growth is our growth. For you, that means great benefits, performance-based pay, a meaningful role, and resources to help your success. For us, that means employees who offer exemplary customer service with a commitment to our values - honesty, integrity and accountability.

JOB SUMMARY:


The credit analyst's primary role is supporting the Portfolio Management team of Firstrust Bank in the credit approval process for new lending opportunities and the renewal process for existing loan customers. The analyst will perform underwriting due diligence and assist in the preparation of the credit memorandum that will be presented to the appropriate credit authority.



JOB DUTIES AND RESPONSIBILITIES:



  • Analyze corporate and to a limited extent, personal financial statements, tax returns and other financial information provided by the prospect or customer in connection with a new loan request or the renewal/review of existing credit relationships.
  • Interpret & understand balance sheets, income statements and statements of cash flow. It is also expected the analyst will be able to utilize the information in the testing of financial covenants.
  • Work with the Relationship Manager and Portfolio Manager in the underwriting due diligence and preparation of the underwriting memorandum.
  • At the request of the Portfolio Manager, assist in the preparation of financial projections and sensitivity analysis.
  • Upon the direction of the Relationship Manager or Portfolio Manager, interact with the customers and their financial staff and advisors in the completion of underwriting and due diligence.
  • Perform other duties as assigned by the Portfolio Manager Team Leader or Manager.
  • Participate in a comprehensive RMA training program and such other training programs as deemed mutually beneficial.
  • Participate in a series of "Lunch and Learn" sessions within the bank to learn more about the banks capabilities and specialty areas including outside service partners.



OTHER JOB DUTIES AND RESPONSIBILITIES:



  • Other duties as assigned.



PHYSICAL AND SENSORY REQUIREMENTS:



  • Prolonged periods sitting at a desk and working on a computer.



POTENTIAL ON-THE-JOB-RISKS:



  • None identified.



EDUCATION, TRAINING AND EXPERIENCE:



  • Bachelor's degree is preferred in Accounting, Finance, or related field.
  • Preferred one (1) to two (2) years relevant internship experience Banking or Financial Services.
  • Demonstrated ability in critical thinking & problem solving, managing multiple priorities, and being a self-starter.
  • Detail oriented and the ability to collaborate with other team members to deliver on results
  • Proficient with Microsoft Office (Word, Excel, Outlook).



WORK SCHEDULE:



  • Hybrid work schedule

Firstrust Bank provides equal employment opportunity without regard to race, color, creed, sex (including pregnancy), age, gender, (including gender nonconformity and status as a transgender or transsexual individual), physical or mental disability, religion, national origin, genetics, marital status, veteran's status, ancestry, citizenship, sexual orientation, or other characteristics protected by applicable law. This policy applies to all areas of employment, including, without limitation, recruitment, hiring, training and development, promotion, transfer, termination, compensation, benefits, and all other conditions and privileges of employment in accordance with applicable federal, state and local laws.



Firstrust Bank is an Equal Opportunity Employer.


If you have a disability and need an accommodation to complete the application process, please email Firstrust Bank Human Resources Department HResources@firstrust.com. Include your full name, best way to reach you, and the accommodation needed to assist with the application process.

Firstrust provides reasonable accommodations so that disabled individuals may participate in the application and selection process. Please state your reasonable accommodation request for assistance in your message.

Only reasonable accommodation requests related to applying for a specific position within Firstrust will be reviewed at the email address and phone number supplied.

Please advise Firstrust of any accommodation you require to express an interest in a specific opening by emailing or calling: reasonableaccomdations@firstrust.com or 215-728-8265.

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