Portfolio Analyst I

Location:

Job Summary
This position is responsible for assisting the Portfolio Management and Underwriting Team in their management of all aspects of a portfolio of dealer lending clients, including underwriting credit facilities, loan documentation, ongoing credit analysis and collateral management. It is expected that the Portfolio Analyst gain an understanding of all aspects of each client's business and assist the Portfolio Managers in the proactive identification and resolution of potential issues in their assigned portfolio.

Essential Functions

• Assist Portfolio Managers in the management of a portfolio of existing accounts which may include activities such as: preparation of asset quality reviews and quarterly reviews; evaluation of requests for waivers and amendments; ordering of third party appraisal reports and flood search reports; completing "Know Your Customer" (KYC) due diligence reviews; completing collateral audit inspection reports and cascade performance issues; and performing work associated with operational aspects related to loan servicing
• Complete Annual Reviews of existing dealer client relationships in partnership with the Portfolio Managers and Relationship Managers
• Work with Enterprise Banking Portfolio Managers in the creation and distribution of industry relevant reports used by the relationship management team in their sales efforts
• Partner with Portfolio Managers and Relationship Managers to identify client opportunities and recommend financial solutions for Dealer client relationships
• Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
• Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key.

Education

• Bachelor's Degree in Business, Accounting or Finance (preferred)

• OR equivalent experience (required)

Work Experience

• 1+ years (preferably 2+ years) of working experience within a business/commercial lending environment (required)
• 1+ years of commercial portfolio or relationship management experience (preferred)

Skills

• Demonstrated teamwork and leadership through extracurricular activities
• Strong accounting and finance acumen
• Good analytical and decision-making skills
• Exceptional interpersonal and relationship-building skills
• Strong knowledge of Microsoft Office applications, with an emphasis on Excel and PowerPoint
• Ability to work independently and as part of a team
• Understands Key's risk culture and effectively manages risk/reward trade-offs
• Knows how businesses work; knowledgeable in current and possible future policies, practices, trends, and information affecting his/her business and organization; knows the competition; is aware of how strategies and tactics work in the marketplace.
• Good at figuring out the processes necessary to get things done; knows how to organize people and activities; understands how to separate and combine tasks into efficient work flow; knows what to measure and how to measure it; can see opportunities for synergy and integration where others can't; can simplify complex processes; gets more out of fewer resources.
• Problem Solving: Uses rigorous logic and methods to solve difficult problems with effective solutions; probes all fruitful sources for answers; can see hidden problems; is excellent at honest analysis; looks beyond the obvious and doesn't stop at the first answers.
• Is able to write clearly and succinctly in a variety of communication settings and styles; can get messages across that have the desired effect.
• Enjoys working hard; is action oriented and full of energy for the things he/she sees as challenging; not fearful of acting with a minimum of planning; seizes the more opportunities than others.

Core Competencies

• All KeyBank employees are expected to demonstrate Key's Values and abide by Key's Code of Conduct.

Physical Demands

• General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.

Travel

• Occasional travel to include overnight stay.

Work Location Category

• Hybrid (3+ days)

COMPENSATION AND BENEFITS

Please click here for a list of benefits for which this position is eligible.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.