Product Owner

About Us

Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients primarily in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.

At OpenSky, we believe that everyone has the right to access credit and achieve their financial goals. We have helped over 1.2 million customers get started and continue their path to realizing their financial goals. And we want to help and grow with our customers even more - by expanding our offerings to support them in their credit journey, and providing compelling products and digital solutions for education, advice, and financial services.

OpenSky is a high-growth, data-driven, dynamic, and entrepreneurial environment where you are limited only by your imagination. You'll work with some of the brightest and most passionate minds in the FinTech industry, and from day one, start having a real impact on consumers' lives and financial goals.

Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.

Position Purpose The Product Owner serves as a strategic leader, driving product vision, development, and execution across multiple teams. This role bridges the gap between business strategy and technical delivery, ensuring products deliver exceptional value to customers while aligning with corporate objectives.

Position Responsibilities

• Develop and champion product strategy, roadmap, and priorities in alignment with enterprise goals
• Serve as the voice of the customer-identify pain points, translate feedback into actionable insights, and prioritize solutions
• Lead cross-functional teams in delivering high-impact product features
• Own product backlog and oversee the end-to-end lifecycle of initiatives from concept to release
• Collaborate with stakeholders across technology, marketing, operations, and analytics
• Define and monitor KPIs to measure product success
• Mentor colleagues and contribute to organizational best practices in product management

Minimum Education and Experience

• Bachelor's degree in business, Technology, or related field
• 3-7 years of experience in product management or digital product leadership roles
• Proven track record of building and scaling digital products in complex environments
• Deep understanding of Agile/Scrum methodologies and product lifecycle management
• Experience with product analytics platforms and user experience design tools
• Financial services, enterprise SaaS, or customer software domain knowledge
• Certifications such as CSPO, SAFe PO/PM, or PMP

Technical Knowledge and Skills

• Exceptional communication, leadership, and stakeholder management skills
• Familiarity with regulatory and compliance frameworks relevant to the industry
• Additional Details
  This opportunity offers the flexibility to work in a hybrid work environment or remote work environment dependent on the candidate's location.

Working Arrangements

• This is a remote opportunity, operating on East Coast hours.

Compensation

• Base Salary Range: Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, and ability to meet qualifications within the job description.
• Additional Compensation: This role will include a yearly annual target bonus based on individual performance.

Why Join Us?

• Join a growing company with a culture that fosters an entrepreneurial spirit
• Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more!
• Company Contributions to your 401k - Regardless of your contribution
• Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
• Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities

Compliance

It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations.

The above mentioned are intended to describe the general nature and level of work performed rather than to be an inclusive list of all duties, responsibilities and skills required for the position. Job duties may be changed at any time at management's discretion. The job description is not intended to create contractual obligations of any kind.

Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.