Real Estate Credit Analyst
 MidFirst Bank | |
 United States, Oklahoma, Oklahoma City | |
 Apr 11, 2025 | |
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Description
* Assisting in loan closing for renewals and restructures. * Managing a dedicated portfolio of loans as needed or assigned. * Assisting in relationship management of complex accounts. * Requesting and analyzing borrower reports (operating statements, rent rolls). * Completing internal covenant monitoring reports. * Creating spreadsheets to illustrate project economics. * Completing loan status reports and worksheets. * Assisting in drafting credit approvals for new loan requests, loan renewals, restructures, or litigation. * Assisting in gathering market data and relevant background information on new loan requests. * Assisting in inputting relevant data into financial models. * Assisting in marketing efforts to existing clients as well as prospects. * Assisting in identifying new prospects for external calling efforts. Position Requirements: * Requires an understanding of loan documentation (credit agreement, deed of trust) and real property documentation (leases, title reports). * Bachelor's degree is required and 1 + year of related experience. Commercial Real Estate banking experience is preferred. * Flexibility to perform both analytical and sometimes loan processing tasks. * Requires the ability to become familiar with internal processes and intranet platforms in which diligence reports are engaged, covenants are tracked, and property operating data is displayed. * Requires an understanding of real estate cash flows and operating statements for income-generating RE projects (office, industrial, retail, apartments). * Possesses good communication and people skills * Ability to interact with clients, and/or prospects in a professional manner. * Possesses excellent organizational skills and is very detail oriented. * Experience with Excel, Word and Power Point. * Possesses the flexibility to conduct some periodic traveling to do site inspections and meet with clients and prospects. * Possesses the ability to work independently of direct supervisor Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
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